Filed under: music | Tags: glen phillips, luke bulla, nickel creek, toad the wet sprocket, works progress administration
I used to love Toad the Wet Sprocket, and still do. I love Nickel Creek. I really like Glen Phillips (lead singer for Toad who has done some awesome solo stuff since then). Sara Watkins has a great solo album out now. Sean Watkins had some great solo stuff as well.
I love good music. Works Progress Administration will no doubt be great music.
They will be in Columbia in September. I will be there. If you like any of the groups listed above, take a listen. This is an amazing cast of musicians.
Ephesians 2:8-10 has been a verse that’s been on my mind for the past few days.
8For by grace you have been saved through faith. And this is not your own doing; it is the gift of God, 9 not a result of works, so that no one may boast. 10For we are his workmanship, created in Christ Jesus for good works, which God prepared beforehand,that we should walk in them.
Salvation is not by works. If it was, then those who are saved would get the glory. Salvation is not based on works, but the good works Christians do are the result and consequence of God’s new creation work. (from the notes in ESV study bible)
God has given the greatest gift of all. There is nothing that we can do to earn it. We don’t deserve it. God’s saving gift is free. Yet, too many times we try “work” to receive it.
Filed under: Ramblings
Say what you want to say, but this video is pretty amazing.
Don’t give up on it. Give it at least a minute before you give up. In the end I think you will be amazed.
Filed under: Sunday Night Music | Tags: midtown fellowship, Sunday Night Music
Burn For You – Fee
Everything – Tim Hughes
What Have We Done – The Northern Conspiracy
Lead Me To The Cross – Hillsong
Beautiful The Blood – Fee
Too many people don’t realize the goodness that is Led Zepplin. They weren’t just a hard rock band. I forgot how awesome this song is.
Filed under: Personal Finance, in the news | Tags: chase, credit cards, low interest rates, msnbc red tape, Personal Finance
I have 3 credit cards. We use 2 of them and pay them off in full each month. I have no problem with people using credit cards, but using credit cards unwisely can lead to severe problems.
The interest rates on 2 of my cards are probably over 20%, but they provide great rewards that we have taken full advantage of by staying in numerous Hampton Inn’s and other Hilton properties absolutely free.
I read an article on MSNBC today about credit card companies changing the terms on cards that really shocked me and wanted to share it.
Basically, a guy named James signed up for a Chase credit card with a 4.99% interest rate guaranteed for the life of the card. The only requirement is to have NO late payments. One late payment and your interest rate will surely get jacked way up. So, James decided to use the “cheap” money to remodel his kitchen and spend $20,000. He planned on paying the minimum each month and paying it off in about 8 years.
First of all, never put $20,000 on a CREDIT CARD for home repairs and plan on paying the minimum to pay it off in 8 years.
It gets worse though. The minimum payment designated by Chase was only 2%. Although Chase promised to never raise the interest rate, they never promised they wouldn’t change the minimum payment. Chase raised the minimum payment from 2% to 5%. That raised his payment from a little less than $300 to over $750. REMEMBER that the low interest rate is only available as long as you never have any late payments. So the chance of James having a late payment just significantly increased which will jack up his interest rate. Then a payment for $750 could easily become $1000 or even more with a 15-20% interest rate. Finally, his credit which was once in the 700’s (it had to be good to qualify for a 20,000 limit on a card) is now in the low 500’s after months of missed payments and an eventual charge off. Now he won’t be able to qualify for a car loan, a mortgage, or another credit card. It’s easy to see how so many people are in the trouble they are in today.
The moral of the story is that credit cards can be a good tool when used properly, but they can completely damage your finances for a very long time when used improperly. Be careful of rates and offers that seem too good to be true. If you treat a credit card as “cash” and only charge what you can pay off when the bill comes, you should never have a problem.
Credit Card companies know what they are doing, and it doesn’t seem fair but so far nobody has been able to stop these unfair practices. So be careful!
As of Wednesday, I will be the owner of a Larrivee P-05 Parlor Guitar. I’ve never bought a guitar that I haven’t played first. However, I think this will work out just fine, and I can’t wait to get a guitar in the mail tomorrow.
Here are a few pictures.
What is a parlor guitar? It’s got a much smaller body, a wider neck, and a very balanced sound. My favorite web-site Wikipedia says, “Parlor guitar usually refers to smaller-bodied guitars that had peak popularity between the late 19th century until the 1950s. The defining feature in terms of classification is the size of the instrument, defined as smaller than that of a concert guitar. Many blues and folk musicians have used smaller-bodied guitars.”
Filed under: Sunday Night Music | Tags: hillsong, john mark mcmillian, midtown fellowship, steve fee
Till I See You - Hillsong
The Stand – Hillsong
Stronger – Hillsong
How He Loves – John Mark McMillian
All Because Of Jesus – Steve Fee
worship leader: Jay Hendricks
Filed under: Personal Finance, in the news | Tags: George David, Marie Douglas-David
I don’t make $53,000 a year, but one lady feels that she can’t survive without getting at least $53,000 per WEEK in her divorce settlement.
You can read the article here.
Basically, this lady spends “$8,000 for travel, $4,000-plus for clothing, $1,500 for restaurants, $1,000 to keep her hair perfect and her skin glowing, $600 for flowers to make the Park Avenue penthouse worth walking into.” She spends this in a SINGLE WEEK!
This just blows my mind.
Filed under: Sunday Night Music | Tags: midtown fellowship, Sunday Night Music
Our God Saves – Paul Baloche
From The Inside Out – Hillsong
God of Justice - Tim Hughes
Your Love Never Fails - Chris Quiala
